Educational Loan

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Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of the Department of Financial Services, (Ministry of Finance) , Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA).The portal has been developed and is being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to the National Scholarship Portal.

Procedure to Apply

Create an account on Vidhya Lakshmi. Submit the below list of Documents to your corresponding loan availing bank.

  • Hostel Fee Structure
  • Institute Fee Structure
  • Scholar Loan Application form
  • 12th Scorecard
  • NIT Bonafide Certificate
  • Proof of Admission
  • Call Letters
  • Counselling Documents
  • Fee Receipt (Original)
  • Hostel Allocation Slip

Contact Details


Contact Number: +9102025678300